Generational Dynamics Forum - New Site

spottybrowncow wrote: Mon May 20, 2024 10:10 pm

Guest wrote: Fri May 17, 2024 10:08 pm “The End of Everything,” with Victor Davis Hanson

https://www.youtube.com/watch?v=kIkay6YiIhs

A wonderful way to spend an hour. VDH is no-BS.

Today, we’re announcing that Hanson’s popular long-form podcast is now produced and distributed by The Daily Signal. For those who have been Hanson fans for years, you’ll find the show under a new name, “Victor Davis Hanson: In His Own Words,” wherever you prefer to watch or listen.

The U.S. Quietly Bails Out Its Banks

Once again, the regional banks are in trouble. This time, the crisis began with several commercial/industrial loan defaults and is progressing into yet another multi-billion-dollar bailout via the repo market. Here’s a concise X post with the details:

Echo 𝕏 @echodatruth

While Everyone’s Distracted… Most people have no idea what just happened.

On October 16th, 2025, the Federal Reserve Bank of New York quietly injected $8.35 BILLION into the financial system through something called a Repo Operation, and that’s just what they admitted publicly. Nearly 80% of that was backed by mortgage-backed securities, not Treasuries.

Translation: the banks are running out of cash, and they’re now pawning off their riskiest assets just to get short-term liquidity.

Let me break it down: The Repo Market is basically a virtual pawn shop for banks. They bring their “valuables” government bonds or mortgage-backed securities and the Fed gives them a quick cash loan overnight. The next day, they “repurchase” their collateral. That’s why it’s called a repurchase (repo) agreement. Now here’s the problem

When banks start pawning mortgage-backed securities instead of safe Treasuries, it means they’re desperate for cash. It’s like someone pawning their TV, their car, and then finally their wedding ring. And the Fed knows it. That’s why they quietly announced a $491.65 BILLION Standing Repo Facility for later that same day — nearly half a trillion dollars in emergency overnight liquidity. They don’t prep half a trillion unless something behind the curtain is breaking. Meanwhile, what’s trending right now?

Protests.

Political drama.

Manufactured headlines designed to divide and distract.

While the world argues, the monetary system is quietly unraveling in real time. This isn’t a conspiracy. It’s public data straight from the Fed’s own website. We’ve passed the point of no return. You can’t print your way out of a debt-based system forever. You can’t keep pretending it’s fine when the repo window is catching fire again.

Accident Waiting to Happen
Regional banks own a lot of commercial and residential real estate loans, and — with office buildings and car mortgages leading the way — much of that paper is going bad.

When one borrower defaults, everyone starts wondering who’s next. And they find plenty of likely suspects, which triggers an exodus of capital from the riskiest banks, in turn leading to a government bailout.

This shifts the pressure from banks to the currency, sending capital out of financial assets and into real things. Hence, the gold bull market.

And this is just the start. Keep stacking.

r/Teachers
•
26 days ago
ProstateSalad
Top 1% Poster

This is the single most terrifying subreddit on this site

I can't understand what is happening at the parent level. I don't know if it's just the parents being overwhelmed with work/finances, social media, the phones themselves, or all of the above, but we are witnessing the intellectual and behavioural destruction of a generation.

I struggle to come up with an answer, except that this is the fault of the parents. When children refuse to work without consequences, they become adults who are not worth hiring.

When children are not held to any standards, they'll be unable to meet any when they're adults.

I see high school teachers listing all the things their students can't do, and most of them are simple tasks any decent parent should be teaching their child.

WTF is wrong with the current crop of parents? Why are they so ineffective? Don't they understand how they're hurting their own children.

r/Teachers
•
26 days ago
Middleage_dad
Top 1% Commenter

Yeah, these parents suck, but there's also a structural issue where the institutions are afraid to actually do anything, either. Maybe school is supposed to be a place where kids get some discipline, but if the school system doesn't think that way, then these kids are in for a surprise when they get into the real world... and I am scared to think of the world they will create in 30-40 years.

The new menstruation: Girls are getting their periods earlier and less regularly

By Annalisa Merelli
May 29, 2024

Menstruation is a critical indicator of health. Whether and when someone with a uterus gets their period — for the first time, and throughout their life — can reflect not only their reproductive health, but their risk of cardiovascular disease, cancer, miscarriage, and premature death.

That also makes menstruation a useful measure of population health. And digital tools for clinical research are beginning to shed light on just how significantly periods are changing over time.

A study published Wednesday in JAMA Network Open, based on data from more than 71,000 women collected through the Apple Research App, shows that girls in the United States have been getting their first period earlier and earlier over the last 55 years — and it has taken longer for their periods to become regular, pointing to worsening overall reproductive and population health.

Imagine a $45 minimum wage, with full employment, and the same prices as today.

Inflation doesn't just happen, like the weather. We were robbed blind.

Imagine a $45 minimum wage, with full employment, and the same prices as today. Families living on one salary, in single-family homes, with housewives staying home to raise their kids. That was America, before we were robbed blind.